State Appraisals 

State jewelry appraisal value is different than the appraisal value for insurance purposes. Fair Market value is used for estate-evaluation purposes, and is an assessment based on what a willing buyer and seller would agree to without a forced sale.

 Insurance Replacement

This report is most commonly referred to as an insurance appraisal. This type of report is necessary for insuring your 
items against loss or damage. The accuracy and detail included in this report makes it possible to identify or have 
exact duplicates recreated of these precious items should they ever be lost or stolen.

Liquidation Appraisals

This appraisal value is determined when an owner decides to convert jewelry items into immediate cash by re-selling 
them. The sale can be held under forced or limiting conditions and with time constraints, depending on the 
circumstances and or how the items are sold.

Estate (Probate)

This report is for estate evaluation purposes and is necessary to determine inheritance taxes on an estate. Jewelry 
values for estates are legislated to include specific information and data. Fair market value is used for this type of 
valuation and it is always necessary to include comparable sales.